I just wanted to say a bit more about RMONEY.  After posting last night I decided to take a look for myself.  All I did was zoom in on the picture to exam the edges.  I’ve zoomed in on the boy with the N and the boy with the E.  You can see very clearly the rectangles where the letters were pasted in, particularly in the case of the E.  Also, when you look at the folds in the fabric of the letters, they don’t register with the folds in the rest of the shirts.  So again, with a little objective scrutiny one can fairly easily label this picture as “black magic.”